Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$532,042$532,042$719,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$187,868$0
Funding fee$2,660$2,660$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.105%7.640%
1st payment$2,483.81$2,483.81$4,984.51
2nd payment$0.00$1,252.45$0.00
Taxes / mo$208.58$208.58$208.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$27.50$27.50$27.50
Total monthly$2,936.56$4,189.02$5,581.24
Cash to close$267,858$79,990$79,990