Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$602,875$572,310
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$3,014$0
Note rate6.670%7.400%
Blended rate6.670%7.640%
1st payment$3,920.66$3,962.56
2nd payment$0.00$0.00
Taxes / mo$264.75$264.75
Insurance / mo$166.67$166.67
MI / mo$0.00$114.46
HOA / mo$43.33$43.33
Total monthly$4,395.40$4,551.76
Cash to close$33,025$63,590