Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$438,549$427,410
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.410%7.400%
Blended rate6.260%7.640%
1st payment$2,621.31$2,959.30
2nd payment$0.00$0.00
Taxes / mo$198.60$198.60
Insurance / mo$166.67$166.67
MI / mo$330.29$85.48
HOA / mo$54.00$54.00
Total monthly$3,370.88$3,464.05
Cash to close$36,351$47,490