Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$464,914$427,410
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,325$0
Note rate6.850%7.400%
Blended rate6.850%7.640%
1st payment$3,113.80$2,959.30
2nd payment$0.00$0.00
Taxes / mo$184.22$184.22
Insurance / mo$166.67$166.67
MI / mo$0.00$85.48
HOA / mo$8.33$8.33
Total monthly$3,473.02$3,404.00
Cash to close$9,986$47,490