Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,349$424,349$476,100
Remaining term (yrs)26.326.330.0
Secondary amount$0$51,751$0
Funding fee$2,122$2,122$0
Note rate6.420%6.420%7.400%
Blended rate6.420%6.700%7.640%
1st payment$2,783.06$2,783.06$3,296.42
2nd payment$0.00$388.13$0.00
Taxes / mo$152.73$152.73$152.73
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.22
HOA / mo$0.00$0.00$0.00
Total monthly$3,102.46$3,490.59$3,711.04
Cash to close$104,651$52,900$52,900