Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$647,416$602,100
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$3,237$0
Note rate4.670%7.400%
Blended rate4.670%7.640%
1st payment$3,617.34$4,168.82
2nd payment$0.00$0.00
Taxes / mo$212.01$212.01
Insurance / mo$166.67$166.67
MI / mo$0.00$120.42
HOA / mo$54.17$54.17
Total monthly$4,050.18$4,722.08
Cash to close$21,584$66,900