Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,771$418,500
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$2,224$0
Note rate4.750%7.400%
Blended rate4.750%7.640%
1st payment$2,344.06$2,897.61
2nd payment$0.00$0.00
Taxes / mo$43.89$43.89
Insurance / mo$166.67$166.67
MI / mo$0.00$83.70
HOA / mo$285.00$285.00
Total monthly$2,839.62$3,476.87
Cash to close$20,229$46,500