Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$334,494$334,494$341,910
Remaining term (yrs)29.229.230.0
Secondary amount$0$26,411$0
Funding fee$1,672$1,672$0
Note rate6.260%6.260%7.400%
Blended rate6.260%6.671%7.640%
1st payment$2,077.74$2,077.74$2,367.32
2nd payment$0.00$261.36$0.00
Taxes / mo$316.58$316.58$316.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,544.33$2,805.69$2,902.28
Cash to close$45,406$18,995$37,990