Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,591$215,910
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,148$0
Note rate6.470%7.400%
Blended rate6.470%7.640%
1st payment$1,479.49$1,494.92
2nd payment$0.00$0.00
Taxes / mo$199.92$199.92
Insurance / mo$150.00$150.00
MI / mo$0.00$43.18
HOA / mo$0.00$0.00
Total monthly$1,829.41$1,888.02
Cash to close$10,309$23,990