Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$363,309$363,309$391,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$28,191$0
Funding fee$0$0$0
Note rate5.090%5.090%7.320%
Blended rate5.940%6.160%7.560%
1st payment$2,105.55$2,105.55$2,689.33
2nd payment$0.00$211.43$0.00
Taxes / mo$362.50$362.50$362.50
Insurance / mo$150.00$150.00$150.00
MI / mo$275.00$275.00$78.30
HOA / mo$280.00$280.00$280.00
Total monthly$3,173.05$3,384.48$3,560.13
Cash to close$71,691$43,500$43,500