Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$431,888$427,500
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.480%7.320%
Blended rate7.330%7.560%
1st payment$2,848.91$2,936.63
2nd payment$0.00$0.00
Taxes / mo$250.58$250.58
Insurance / mo$166.67$166.67
MI / mo$207.01$85.50
HOA / mo$22.92$22.92
Total monthly$3,496.10$3,462.30
Cash to close$43,112$47,500