Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$490,626$445,500
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,453$0
Note rate6.180%7.400%
Blended rate6.180%7.640%
1st payment$3,025.30$3,084.55
2nd payment$0.00$0.00
Taxes / mo$296.29$296.29
Insurance / mo$166.67$166.67
MI / mo$0.00$89.10
HOA / mo$40.00$40.00
Total monthly$3,528.26$3,676.61
Cash to close$4,374$49,500