Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$354,225$333,000
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,771$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$2,259.88$2,287.48
2nd payment$0.00$0.00
Taxes / mo$123.83$123.83
Insurance / mo$150.00$150.00
MI / mo$0.00$66.60
HOA / mo$0.00$0.00
Total monthly$2,533.70$2,627.90
Cash to close$15,775$37,000