Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$820,048$630,000
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$4,100$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$5,413.53$4,361.99
2nd payment$0.00$0.00
Taxes / mo$583.33$583.33
Insurance / mo$166.67$166.67
MI / mo$0.00$126.00
HOA / mo$115.00$115.00
Total monthly$6,278.53$5,352.99
Cash to close$0$70,000