Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,140$238,500
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,181$0
Note rate6.820%7.320%
Blended rate6.820%7.560%
1st payment$1,588.18$1,638.33
2nd payment$0.00$0.00
Taxes / mo$548.90$548.90
Insurance / mo$150.00$150.00
MI / mo$0.00$47.70
HOA / mo$0.00$0.00
Total monthly$2,287.08$2,384.93
Cash to close$28,860$26,500