Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$129,034$129,034$269,999
Remaining term (yrs)18.218.230.0
Secondary amount$0$140,965$0
Funding fee$645$645$0
Note rate4.000%4.000%7.400%
Blended rate4.000%6.088%7.640%
1st payment$828.56$828.56$1,869.42
2nd payment$0.00$939.76$0.00
Taxes / mo$652.95$652.95$652.95
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,631.51$2,571.28$2,726.37
Cash to close$170,965$30,000$30,000