Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$274,104$267,975
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,371$0
Note rate6.780%7.320%
Blended rate6.780%7.560%
1st payment$1,850.22$1,840.80
2nd payment$0.00$0.00
Taxes / mo$691.64$691.64
Insurance / mo$150.00$150.00
MI / mo$0.00$53.60
HOA / mo$0.00$0.00
Total monthly$2,691.86$2,736.04
Cash to close$23,646$29,775