Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$237,295$233,910
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,186$0
Note rate6.990%7.320%
Blended rate6.990%7.560%
1st payment$1,615.82$1,606.80
2nd payment$0.00$0.00
Taxes / mo$419.61$419.61
Insurance / mo$150.00$150.00
MI / mo$0.00$46.78
HOA / mo$0.00$0.00
Total monthly$2,185.43$2,223.19
Cash to close$22,605$25,990