Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$239,816$238,455
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,199$0
Note rate6.260%7.320%
Blended rate6.260%7.560%
1st payment$1,544.83$1,638.02
2nd payment$0.00$0.00
Taxes / mo$562.75$562.75
Insurance / mo$150.00$150.00
MI / mo$0.00$47.69
HOA / mo$0.00$0.00
Total monthly$2,257.58$2,398.46
Cash to close$25,134$26,495