Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$296,615$287,979
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,483$0
Note rate7.060%7.320%
Blended rate7.060%7.560%
1st payment$2,031.44$1,978.22
2nd payment$0.00$0.00
Taxes / mo$688.92$688.92
Insurance / mo$150.00$150.00
MI / mo$0.00$57.60
HOA / mo$0.00$0.00
Total monthly$2,870.35$2,874.73
Cash to close$23,362$31,998