Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$227,862$238,500
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,139$0
Note rate6.430%7.320%
Blended rate6.430%7.560%
1st payment$1,487.03$1,638.33
2nd payment$0.00$0.00
Taxes / mo$510.05$510.05
Insurance / mo$150.00$150.00
MI / mo$0.00$47.70
HOA / mo$0.00$0.00
Total monthly$2,147.08$2,346.08
Cash to close$37,138$26,500