Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$137,845$137,845$319,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$181,655$0
Funding fee$689$689$0
Note rate2.250%2.250%7.320%
Blended rate2.250%5.519%7.560%
1st payment$716.14$716.14$2,194.74
2nd payment$0.00$1,211.03$0.00
Taxes / mo$660.67$660.67$660.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.90
HOA / mo$0.00$0.00$0.00
Total monthly$1,526.80$2,737.84$3,069.31
Cash to close$217,155$35,500$35,500