Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$245,554$251,991
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,228$0
Note rate6.170%7.400%
Blended rate6.170%7.640%
1st payment$1,514.10$1,744.73
2nd payment$0.00$0.00
Taxes / mo$579.17$579.17
Insurance / mo$150.00$150.00
MI / mo$0.00$50.40
HOA / mo$0.00$0.00
Total monthly$2,243.27$2,524.30
Cash to close$34,436$27,999