Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,222$287,955
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$1,516$0
Note rate6.430%7.320%
Blended rate6.430%7.560%
1st payment$1,976.54$1,978.05
2nd payment$0.00$0.00
Taxes / mo$604.79$604.79
Insurance / mo$150.00$150.00
MI / mo$0.00$57.59
HOA / mo$0.00$0.00
Total monthly$2,731.33$2,790.43
Cash to close$16,728$31,995