Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$135,570$135,570$292,410
Remaining term (yrs)23.723.730.0
Secondary amount$0$156,840$0
Funding fee$678$678$0
Note rate3.180%3.180%7.400%
Blended rate3.180%5.765%7.640%
1st payment$676.73$676.73$2,024.59
2nd payment$0.00$1,045.60$0.00
Taxes / mo$620.67$620.67$620.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,447.39$2,492.99$2,853.74
Cash to close$189,330$32,490$32,490