Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,095$231,300
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,145$0
Note rate6.120%7.400%
Blended rate6.120%7.640%
1st payment$1,457.49$1,601.47
2nd payment$0.00$0.00
Taxes / mo$516.75$516.75
Insurance / mo$150.00$150.00
MI / mo$0.00$46.26
HOA / mo$0.00$0.00
Total monthly$2,124.24$2,314.48
Cash to close$27,905$25,700