Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$240,000$235,755
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,200$0
Note rate6.090%7.400%
Blended rate6.090%7.640%
1st payment$1,489.95$1,632.32
2nd payment$0.00$0.00
Taxes / mo$426.08$426.08
Insurance / mo$150.00$150.00
MI / mo$0.00$47.15
HOA / mo$0.00$0.00
Total monthly$2,066.03$2,255.55
Cash to close$21,950$26,195