Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$159,871$159,871$261,000
Remaining term (yrs)22.122.130.0
Secondary amount$0$101,129$0
Funding fee$799$799$0
Note rate4.830%4.830%7.400%
Blended rate4.830%6.058%7.640%
1st payment$978.15$978.15$1,807.11
2nd payment$0.00$674.19$0.00
Taxes / mo$556.38$556.38$556.38
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,684.54$2,358.73$2,565.69
Cash to close$130,129$29,000$29,000