Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$365,449$360,900
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.920%7.400%
Blended rate7.470%7.640%
1st payment$2,462.01$2,498.80
2nd payment$0.00$0.00
Taxes / mo$966.48$966.48
Insurance / mo$150.00$150.00
MI / mo$170.99$72.18
HOA / mo$0.00$0.00
Total monthly$3,749.48$3,687.46
Cash to close$35,551$40,100