Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$200,362$197,999
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,002$0
Note rate6.430%7.400%
Blended rate6.430%7.640%
1st payment$1,307.56$1,370.91
2nd payment$0.00$0.00
Taxes / mo$529.28$529.28
Insurance / mo$150.00$150.00
MI / mo$0.00$39.60
HOA / mo$0.00$0.00
Total monthly$1,986.84$2,089.78
Cash to close$19,637$22,000