Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$328,087$305,955
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,640$0
Note rate7.030%7.320%
Blended rate7.030%7.560%
1st payment$2,242.68$2,101.70
2nd payment$0.00$0.00
Taxes / mo$825.17$825.17
Insurance / mo$150.00$150.00
MI / mo$0.00$61.19
HOA / mo$0.00$0.00
Total monthly$3,217.84$3,138.06
Cash to close$11,863$33,995