Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$189,592$197,955
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$948$0
Note rate7.170%7.400%
Blended rate7.170%7.640%
1st payment$1,313.49$1,370.60
2nd payment$0.00$0.00
Taxes / mo$421.83$421.83
Insurance / mo$150.00$150.00
MI / mo$0.00$39.59
HOA / mo$0.00$0.00
Total monthly$1,885.32$1,982.02
Cash to close$30,358$21,995