Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$149,866$149,866$178,200
Remaining term (yrs)25.625.630.0
Secondary amount$0$28,334$0
Funding fee$749$749$0
Note rate5.110%5.110%7.320%
Blended rate5.110%5.729%7.560%
1st payment$873.02$873.02$1,224.11
2nd payment$0.00$212.51$0.00
Taxes / mo$381.50$381.50$381.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.64
HOA / mo$0.00$0.00$0.00
Total monthly$1,404.53$1,617.04$1,791.25
Cash to close$48,134$19,800$19,800