Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$384,660
Remaining term (yrs)25.725.730.0
Secondary amount$0$384,660$0
Funding fee$0$0$0
Note rate4.000%4.000%7.400%
Blended rate4.000%7.750%7.640%
1st payment$0.00$0.00$2,663.31
2nd payment$0.00$2,484.26$0.00
Taxes / mo$736.83$736.83$736.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.93
HOA / mo$0.00$0.00$0.00
Total monthly$886.83$3,371.10$3,627.07
Cash to close$427,400$42,740$42,740