Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$290,344$278,999
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,452$0
Note rate5.700%7.400%
Blended rate5.700%7.640%
1st payment$1,788.91$1,931.73
2nd payment$0.00$0.00
Taxes / mo$487.16$487.16
Insurance / mo$150.00$150.00
MI / mo$0.00$55.80
HOA / mo$0.00$0.00
Total monthly$2,426.07$2,624.69
Cash to close$19,655$31,000