Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$221,281$180,000
Remaining term (yrs)25.230.0
Secondary amount$0$0
Funding fee$1,106$0
Note rate3.070%7.400%
Blended rate3.070%7.640%
1st payment$1,048.17$1,246.28
2nd payment$0.00$0.00
Taxes / mo$358.00$358.00
Insurance / mo$150.00$150.00
MI / mo$0.00$36.00
HOA / mo$385.00$385.00
Total monthly$1,941.16$2,175.28
Cash to close$0$20,000