Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$258,920$258,920$351,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$92,080$0
Funding fee$1,295$1,295$0
Note rate3.990%3.990%7.400%
Blended rate3.990%5.304%7.640%
1st payment$1,373.30$1,373.30$2,430.25
2nd payment$0.00$690.60$0.00
Taxes / mo$305.83$305.83$305.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,829.13$2,519.73$2,956.29
Cash to close$131,080$39,000$39,000