Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$225,056$222,930
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,125$0
Note rate4.170%7.320%
Blended rate4.170%7.560%
1st payment$1,191.35$1,531.37
2nd payment$0.00$0.00
Taxes / mo$220.86$220.86
Insurance / mo$150.00$150.00
MI / mo$0.00$44.59
HOA / mo$0.00$0.00
Total monthly$1,562.21$1,946.82
Cash to close$22,644$24,770