Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$332,368$333,000
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,662$0
Note rate5.520%7.400%
Blended rate5.520%7.640%
1st payment$2,011.57$2,305.62
2nd payment$0.00$0.00
Taxes / mo$348.79$348.79
Insurance / mo$150.00$150.00
MI / mo$0.00$66.60
HOA / mo$97.67$97.67
Total monthly$2,608.04$2,968.69
Cash to close$37,632$37,000