Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$313,640$298,800
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$1,568$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$2,120.86$2,068.83
2nd payment$0.00$0.00
Taxes / mo$59.41$59.41
Insurance / mo$150.00$150.00
MI / mo$0.00$59.76
HOA / mo$100.00$100.00
Total monthly$2,430.27$2,438.00
Cash to close$18,360$33,200