Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$373,040$360,000
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,865$0
Note rate6.660%7.320%
Blended rate6.660%7.560%
1st payment$2,515.24$2,472.95
2nd payment$0.00$0.00
Taxes / mo$27.17$27.17
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$16.67$16.67
Total monthly$2,709.08$2,738.79
Cash to close$26,960$40,000