Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$476,023$377,658
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$2,380$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$3,086.16$2,614.83
2nd payment$0.00$0.00
Taxes / mo$219.45$219.45
Insurance / mo$150.00$150.00
MI / mo$0.00$75.53
HOA / mo$310.00$310.00
Total monthly$3,765.61$3,369.81
Cash to close$0$41,962