Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$411,253$390,600
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,056$0
Note rate6.340%7.400%
Blended rate6.340%7.640%
1st payment$2,660.37$2,704.44
2nd payment$0.00$0.00
Taxes / mo$397.74$397.74
Insurance / mo$150.00$150.00
MI / mo$0.00$78.12
HOA / mo$16.67$16.67
Total monthly$3,224.79$3,346.97
Cash to close$22,747$43,400