Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$379,145$359,909
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.220%7.400%
Blended rate7.770%7.640%
1st payment$2,654.52$2,491.94
2nd payment$0.00$0.00
Taxes / mo$446.00$446.00
Insurance / mo$150.00$150.00
MI / mo$178.88$71.98
HOA / mo$130.00$130.00
Total monthly$3,559.40$3,289.92
Cash to close$20,754$39,990