Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$333,499$297,000
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.170%7.320%
Blended rate5.020%7.560%
1st payment$1,765.40$2,040.18
2nd payment$0.00$0.00
Taxes / mo$584.84$584.84
Insurance / mo$150.00$150.00
MI / mo$256.63$59.40
HOA / mo$12.00$12.00
Total monthly$2,768.87$2,846.42
Cash to close$0$33,000