Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$343,276$320,400
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.760%7.400%
Blended rate4.610%7.640%
1st payment$1,739.14$2,218.38
2nd payment$0.00$0.00
Taxes / mo$393.42$393.42
Insurance / mo$150.00$150.00
MI / mo$265.67$64.08
HOA / mo$78.00$78.00
Total monthly$2,626.23$2,903.88
Cash to close$12,724$35,600