Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,400$220,491
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.980%7.320%
Blended rate5.830%7.560%
1st payment$1,209.57$1,514.62
2nd payment$0.00$0.00
Taxes / mo$158.50$158.50
Insurance / mo$150.00$150.00
MI / mo$159.97$44.10
HOA / mo$0.00$0.00
Total monthly$1,678.03$1,867.21
Cash to close$34,590$24,499