Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$231,634$231,634$449,910
Remaining term (yrs)19.519.530.0
Secondary amount$0$218,276$0
Funding fee$1,158$1,158$0
Note rate3.660%3.660%7.400%
Blended rate3.660%5.644%7.640%
1st payment$1,378.19$1,378.19$3,115.09
2nd payment$0.00$1,409.70$0.00
Taxes / mo$59.42$59.42$59.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$79.00$79.00$79.00
Total monthly$1,683.28$3,092.97$3,510.15
Cash to close$268,266$49,990$49,990