Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$304,374$272,700
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate0.000%7.320%
Blended rate0.550%7.560%
1st payment$845.48$1,873.26
2nd payment$0.00$0.00
Taxes / mo$611.73$611.73
Insurance / mo$150.00$150.00
MI / mo$139.50$54.54
HOA / mo$59.67$59.67
Total monthly$1,806.39$2,749.20
Cash to close$0$30,300