Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$456,389$432,000
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,282$0
Note rate6.300%7.400%
Blended rate6.300%7.640%
1st payment$2,855.22$2,991.08
2nd payment$0.00$0.00
Taxes / mo$61.48$61.48
Insurance / mo$166.67$166.67
MI / mo$0.00$86.40
HOA / mo$13.33$13.33
Total monthly$3,096.70$3,318.96
Cash to close$23,611$48,000